Sparkasse Ihre mobile Filiale

Banking without opening hours, transfer money from the comfort of your couch, and always keep an eye on your account transactions: Use intuitive, mobile banking and manage your banking on the go.

BENEFITS
• Check your accounts anytime, anywhere
• Manage as many online accounts as you like - from savings banks and banks
• Set up transfers and standing orders
• Stay informed of all account transactions with the account alarm
• Find the shortest route to the nearest ATM or branch
• Privacy thanks to the optional incognito display of funds

The Sparkasse app is there for you. Whether you're paying a bill at breakfast with a photo transfer, setting up a standing order on the train, or checking your account balance and credit card transactions, there's no need to fill out a tedious transfer slip. You can do it all with your smartphone or tablet.

ACCOUNT ALARM
The account alarm informs you about account transactions around the clock. If you want to know what's in your account every day, set up the account balance alarm. The salary alarm tells you when your paycheck arrives, and the limit alarm lets you know when your account balance is exceeded or undershot.

PHONE TO PHONE
Splitting a bill after a cozy evening with friends at a restaurant is easy. With giropay | Kwitt or wero, you can send money from phone to phone. This also works for borrowing money or collecting money together for a gift.

STRONG PROTECTION
Don't worry about mobile banking if you use a high-quality, up-to-date banking app with a current operating system and a secure internet connection. The Sparkasse app communicates via tested interfaces and ensures secure data transfer in accordance with German online banking regulations. All data is stored encrypted. Access is protected by a password and, optionally, biometrics. The Autolock function automatically locks the app. All finances are fully protected in the event of loss.

PRACTICAL FEATURES
Use the search function across accounts and bank accounts, set up a household book (offline account) for budget planning, and view graphical analyses. The app gives you a direct connection to Sparkasse and access to services such as card blocking, notifications, reminders, appointments, and even account opening via the app. You can also switch directly to the S-Invest app and conduct securities transactions.

MOBILE PAYMENT
From the Sparkasse app, switch to the Mobile Payment app via the "Profile" view, and you can start paying with your digital card at the checkout.

REQUIREMENTS
You need an account activated for online banking with a German savings bank or bank. The TAN procedures required for payment transactions are chipTAN or pushTAN.

NOTES
You are welcome to submit support requests directly from the app. Please note that certain functions incur costs at your institution, which may be passed on to you. In-app account opening for new customers, giropay, and wero are available if these features are supported by your Sparkasse/bank.

We take the protection of your data seriously. This is regulated in our privacy policy. By downloading and/or using the Sparkasse app, you unconditionally accept the terms of the Star Finanz GmbH End User License Agreement.
• Data protection: https://cdn.starfinanz.de/index.php?id=datenschutz_android_sparkasse_de
• Terms of use: https://cdn.starfinanz.de/index.php?id=lizenz-android
• Accessibility statement: https://cdn.starfinanz.de/barrierefreiheitserklaerung-app-sparkasse-und-sparkasse-business